| Finances for the single mother |
| EXECUTIVE VOLUNTEER STAFF Executive Director Stacey F. Johnson Assistant to the Director Jyssica P. Tomlin Secretary Open Treasurer Open |
AAASM.ORG
IMPROVING THE LIVES OF BLACK PEOPLE THROUGH
AWARENESS, KNOWLEDGE AND EDUCATION
IMPROVING THE LIVES OF BLACK PEOPLE THROUGH
AWARENESS, KNOWLEDGE AND EDUCATION
It is not impossible for a single mother to receive a higher
education. As a matter of fact, it will be through increased
education that will lead the family out of poverty. It is widely known
that the higher the level of education, the higher the level of income.
The Government provides various grant program to assist single
mothers in reaching her educational goals. The single mother may
have to fund her education piece by piece but it can be done.
Grants, unlike loans, do not have to be repaid. Click the links
below to learn more about grant programs available for eligible
students pursuing a postsecondary education.
We have provided a description of the various available grants to get
you started.
education. As a matter of fact, it will be through increased
education that will lead the family out of poverty. It is widely known
that the higher the level of education, the higher the level of income.
The Government provides various grant program to assist single
mothers in reaching her educational goals. The single mother may
have to fund her education piece by piece but it can be done.
Grants, unlike loans, do not have to be repaid. Click the links
below to learn more about grant programs available for eligible
students pursuing a postsecondary education.
We have provided a description of the various available grants to get
you started.
| Financial Aid For Single Mothers TEACH Grant Pell Grant Federal Supplemental Educational Opportunity Grant (FSEOG) Academic Competitiveness Grant The National Science & Mathematics Access to Retain Talent Grant (National SMART Grant) Institutional Grants |
Teacher Education
Assistance for College
and Higher Education
Grant (TEACH Grant)
Through the College
Cost Reduction and
Access Act of 2007,
Congress created the
Teacher Education
Assistance for College
and Higher Education
(TEACH) Grant Program
that provides grants of up
to $4,000 per year to
students who intend to
teach in a public or
private elementary or
secondary school that
serves students from
low-income families. If,
after reading all of the
information on this fact
sheet, you are interested
in learning more about
the TEACH Grant
Program, you should
contact the financial aid
office at the college where
you will be enrolled.
Assistance for College
and Higher Education
Grant (TEACH Grant)
Through the College
Cost Reduction and
Access Act of 2007,
Congress created the
Teacher Education
Assistance for College
and Higher Education
(TEACH) Grant Program
that provides grants of up
to $4,000 per year to
students who intend to
teach in a public or
private elementary or
secondary school that
serves students from
low-income families. If,
after reading all of the
information on this fact
sheet, you are interested
in learning more about
the TEACH Grant
Program, you should
contact the financial aid
office at the college where
you will be enrolled.
Federal Pell Grant
A Federal Pell Grant, unlike a
loan, does not have to be repaid.
Pell Grants are awarded usually
only to undergraduate students
who have not earned a
bachelor's or a professional
degree. (In some cases, however,
a student enrolled in a
post-baccalaureate teacher
certification program might
receive a Pell Grant.) Pell Grants
are considered a foundation of
federal financial aid, to which aid
from other federal and
nonfederal sources might be
added. How much can I get? The
maximum Pell Grant award for
the 2008-09 award year (July 1,
2008 to June 30, 2009) is $4,731.
The maximum can change each
award year and depends on
program funding. The amount
you get, though, will depend not
only on your financial need, but
also on your costs to attend
school, your status as a full-time
or part-time student, and your
plans to attend school for a full
academic year or less.
A Federal Pell Grant, unlike a
loan, does not have to be repaid.
Pell Grants are awarded usually
only to undergraduate students
who have not earned a
bachelor's or a professional
degree. (In some cases, however,
a student enrolled in a
post-baccalaureate teacher
certification program might
receive a Pell Grant.) Pell Grants
are considered a foundation of
federal financial aid, to which aid
from other federal and
nonfederal sources might be
added. How much can I get? The
maximum Pell Grant award for
the 2008-09 award year (July 1,
2008 to June 30, 2009) is $4,731.
The maximum can change each
award year and depends on
program funding. The amount
you get, though, will depend not
only on your financial need, but
also on your costs to attend
school, your status as a full-time
or part-time student, and your
plans to attend school for a full
academic year or less.
The National Science & Mathematics
Access to Retain Talent Grant (National
SMART Grant)
The National Science and Mathematics
Access to Retain Talent Grant, also known
as the National Smart Grant is available
during the third and fourth years of
undergraduate study to full-time students
who are eligible for the Federal Pell Grant
and who are majoring in physical, life, or
computer sciences, mathematics,
technology, or engineering or in a foreign
language determined critical to national
security. The student must also be enrolled
in the courses necessary to complete the
degree program and to fulfill the
requirements of the intended eligible major
in addition to maintaining a cumulative
grade point average (GPA) of at least 3.0 in
coursework required for the major. The
National SMART Grant award is in
addition to the student's Pell Grant award.
Access to Retain Talent Grant (National
SMART Grant)
The National Science and Mathematics
Access to Retain Talent Grant, also known
as the National Smart Grant is available
during the third and fourth years of
undergraduate study to full-time students
who are eligible for the Federal Pell Grant
and who are majoring in physical, life, or
computer sciences, mathematics,
technology, or engineering or in a foreign
language determined critical to national
security. The student must also be enrolled
in the courses necessary to complete the
degree program and to fulfill the
requirements of the intended eligible major
in addition to maintaining a cumulative
grade point average (GPA) of at least 3.0 in
coursework required for the major. The
National SMART Grant award is in
addition to the student's Pell Grant award.
Academic Competitiveness Grant
The Academic Competitiveness Grant was made available for the first
time for the 2006-2007 school year for first year college students who
graduated from high school after January 1, 2006, and for second year
college students who graduated from high school after January 1, 2005.
The Academic Competitiveness Grant award is in addition to the
student's Pell Grant award.
How Much Can A Student Receive? An Academic Competitiveness
Grant will provide up to $750 for the first year of undergraduate study
and up to $1,300 for the second year of undergraduate study to full-time
students who are eligible for a Federal Pell Grant and who had
successfully completed a rigorous high school program, as determined
by the state or local education agency and recognized by the Secretary
of Education. Second year students must maintain a cumulative grade
point average (GPA) of at least 3.0.
The Academic Competitiveness Grant was made available for the first
time for the 2006-2007 school year for first year college students who
graduated from high school after January 1, 2006, and for second year
college students who graduated from high school after January 1, 2005.
The Academic Competitiveness Grant award is in addition to the
student's Pell Grant award.
How Much Can A Student Receive? An Academic Competitiveness
Grant will provide up to $750 for the first year of undergraduate study
and up to $1,300 for the second year of undergraduate study to full-time
students who are eligible for a Federal Pell Grant and who had
successfully completed a rigorous high school program, as determined
by the state or local education agency and recognized by the Secretary
of Education. Second year students must maintain a cumulative grade
point average (GPA) of at least 3.0.
Federal Supplemental Educational
Opportunity Grant (FSEOG)
The Federal Supplemental Educational
Opportunity Grant (FSEOG) program is
for undergraduates with exceptional
financial need. Pell Grant recipients
with the lowest expected family
contributions (EFCs) will be considered
first for a FSEOG. Just like Pell Grants,
the FSEOG does not have to be repaid.
How much can I get? You can receive
between $100 and $4,000 a year,
depending on when you apply, your
financial need, the funding at the
school you're attending, and the policies
of the financial aid office at your school.
If I am eligible, how will I get the
FSEOG money? If you're eligible, your
school will credit your account, pay you
directly (usually by check), or combine
these methods. Your school must pay
you at least once per term (semester,
trimester, or quarter). Schools that do
not use semesters, trimesters, or quarters
must disburse funds at least twice per
academic year.
Opportunity Grant (FSEOG)
The Federal Supplemental Educational
Opportunity Grant (FSEOG) program is
for undergraduates with exceptional
financial need. Pell Grant recipients
with the lowest expected family
contributions (EFCs) will be considered
first for a FSEOG. Just like Pell Grants,
the FSEOG does not have to be repaid.
How much can I get? You can receive
between $100 and $4,000 a year,
depending on when you apply, your
financial need, the funding at the
school you're attending, and the policies
of the financial aid office at your school.
If I am eligible, how will I get the
FSEOG money? If you're eligible, your
school will credit your account, pay you
directly (usually by check), or combine
these methods. Your school must pay
you at least once per term (semester,
trimester, or quarter). Schools that do
not use semesters, trimesters, or quarters
must disburse funds at least twice per
academic year.
Institutional Grants
There are other grants in addition to ours. Colleges provide institutional
grants to help make up the difference between college costs and what a
family can be expected to contribute through income, savings, loans, and
student earnings.
Other institutional grants, known as merit awards or merit scholarships, are
awarded on the basis of academic achievement. Some merit awards are
offered only to students whose families demonstrate financial need; others
are awarded without regard to a family's finances. Some grants come with
special privileges or obligations. You'll want to find out about the types of
grants awarded by each college you are considering.
There are other grants in addition to ours. Colleges provide institutional
grants to help make up the difference between college costs and what a
family can be expected to contribute through income, savings, loans, and
student earnings.
Other institutional grants, known as merit awards or merit scholarships, are
awarded on the basis of academic achievement. Some merit awards are
offered only to students whose families demonstrate financial need; others
are awarded without regard to a family's finances. Some grants come with
special privileges or obligations. You'll want to find out about the types of
grants awarded by each college you are considering.
The FAFSA4caster
www.fafsa4caster.ed.gov/index.htm provides
students with an early estimate of their
eligibility for federal student financial
assistance.
www.fafsa4caster.ed.gov/index.htm provides
students with an early estimate of their
eligibility for federal student financial
assistance.